Billing Analyst, Senior Billing Analyst – Cards & Payments
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Job Description
Billing Analyst managing card, payments, and platform invoicing for Reap’s stablecoin-powered fintech platform. Reconciling transaction data, assuring revenue, and automating billing controls.
Responsibilities:
- Support the end-to-end billing and invoicing cycle across Reap's card programs, payments, and platform fees
- Translate contracts, pricing schedules, and rate cards into accurate billing
- Apply interchange-related fees, FX and conversion fees, transaction fees, subscription and platform charges, minimums, tiered pricing, and bespoke partner terms
- Reconcile billing against source transaction data across card and payment systems
- Investigate and resolve billing discrepancies systematically
- Identify under-billing, missed fees, and revenue leakage; quantify findings, fix root causes, and strengthen controls
- Manage accounts receivable and collections, monitor aging, follow up on overdue balances, and partner with account managers on escalations
- Resolve client billing queries and disputes with clear, well-supported responses
- Support IFRS-compliant revenue recognition and month-end close deliverables, including billing accruals, deferred revenue, and revenue schedules
- Automate invoice generation, data extraction, and reconciliation using SQL and data tooling
- Document SOPs and build scalable billing controls
- Collaborate with Sales, Account Management, Product, and Engineering on launches, pricing changes, and contract amendments
- Support external audits by preparing billing and revenue schedules, responding to queries, and maintaining audit-standard documentation
Requirements:
- 2 to 6 years of experience in billing, revenue operations, accounts receivable, or revenue accounting
- Exposure to fintech, payments, or financial services is a strong advantage
- Meticulous attention to detail and comfort working with high-volume transaction data
- Strong Excel skills and ability to work with large datasets
- SQL proficiency or strong willingness to learn quickly
- Working knowledge of revenue recognition concepts and how billing feeds the close
- Clear, professional communication in written English
- Process-minded and improvement-oriented
- Comfortable working autonomously in a fast-moving environment with ambiguity and new challenges
- Formal accounting training (CPA or equivalent, completed or in progress) is a plus but not required
- Experience billing for card programs, payments, or usage-based/consumption pricing models is nice to have
- Familiarity with data warehouses such as Snowflake and BI tools such as Metabase is nice to have
- Experience with ERP systems such as Sage Intacct and billing/invoicing tooling is nice to have
- Experience in multi-entity, multi-currency environments is nice to have
- Interest in or exposure to stablecoins, crypto, or digital assets is nice to have
Benefits:
- Deep ownership of a business line's financials
- A high-impact role in a rapidly growing fintech company
- Use of AI tools at work
- Space to learn, experiment, and grow with AI tools
- Culture of innovation, inclusion, and continuous learning
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