Business Analyst
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Job Description
Senior Business Analyst to translate business needs into actionable specifications for cross-border payments. Requires strong domain knowledge in payments or fintech in a collaborative environment.
Responsibilities:
- Gather, analyze, and document business requirements from internal stakeholders and external partners
- Investigate, research, analyze payments networks documentation/specifications and document business requirements based on those.
- Translate business needs into functional and technical specifications, user stories, and acceptance criteria
- Identify gaps, inefficiencies, and opportunities for process improvement
- Act as the primary liaison between business, product, and engineering teams
- Facilitate workshops, discovery sessions, and requirement alignment meetings
- Ensure clear communication of requirements and priorities across teams
- Support the design and implementation of funds and payment flows, related to integration to Payment Networks, such as: ACH, Fedwire, RTP, SEPA and other international payment rails
- Collaborate with engineering on integration requirements with banks, partners, and third-party providers (Payment Networks and Clearing Institutions)
- Oversee and own full implementation cycle (features and integrations) with Documentation & Delivery
- Create and maintain: Business Requirement Documents (BRDs)
- Functional Specifications (FSDs)
- Process flows and diagrams
- Support development teams during implementation by clarifying requirements and validating deliverables
- Perform UAT (User Acceptance Testing) and ensure solutions meet business expectations
- Perform features/solutions Demo to internal and external stakeholders/clients.
- Analyze current workflows and propose scalable, efficient solutions
- Drive standardization of business analysis practices and documentation
- Contribute to continuous improvement of product and operational processes
Requirements:
- 5–8+ years of experience as a Business Analyst, preferably in fintech or payments
- Strong understanding of payments systems and financial workflows
- Experience working with engineering teams in Agile/Scrum environments
- Proven ability to translate complex business requirements into technical deliverables
- Strong analytical, problem-solving, and documentation skills
- Experience with cross-border payments or remittance platforms
- Familiarity with: Payment rails (ACH, Fedwire, SEPA, RTP)
- Compliance frameworks (KYC, AML, sanctions screening)
- Experience working with APIs, integrations, and microservices architectures
- Knowledge of tools such as Jira, Confluence, SQL, or data analysis tools
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