Collections Specialist

Posted 18hrs ago

Employment Information

Education
Salary
Experience
Job Type

Report this job

Job expired or something wrong with this job?

Job Description

Collections Specialist resolving delinquent mortgage accounts for First American’s ServiceMac. Managing borrower outreach, payment arrangements, compliance, and escalated account issues.

Responsibilities:

  • Perform inbound and outbound collection calls across all stages of delinquency
  • Research, identify, and resolve issues contributing to customer delinquency
  • Maintain accurate and detailed records of customer interactions and account activities
  • Resolve complex account issues, discrepancies, and disputes
  • Review accounts for compliance with internal policies, investor requirements, and applicable regulatory standards
  • Analyze borrower financials to determine appropriate payment arrangements or retention options
  • Gather and analyze borrower information
  • Negotiate payment arrangements
  • Resolve escalated issues and provide exceptional customer service
  • Manage multiple priorities in a fast-paced environment

Requirements:

  • High School diploma or equivalent
  • Typically requires 1–3 years of mortgage service experience and high-volume collections experience
  • Strong verbal and written communication skills
  • Ability to manage multiple priorities with strong attention to detail
  • Knowledge of collections procedures and best practices
  • Strong knowledge of state and federal Fair Debt Collection Laws, the U.S. Bankruptcy Code, and bankruptcy procedures/regulations
  • Excellent customer service skills with ability to manage conflict and negotiate successful outcomes
  • Strong negotiation, active listening, and communication skills
  • Ability to analyze and interpret moderate to high-complexity issues and make sound decisions
  • Strong problem-solving, time-management, and organizational skills
  • Ability to thrive in a fast-paced, collaborative environment
  • Ability to meet goals and deadlines
  • Ability to interact and communicate effectively with individuals at all levels of the organization
  • Working hours of 11am–8pm EST with rotating Saturday hours of 9am–3pm EST
  • Successful completion of background check, credit check, and drug screening, where permitted by applicable law
  • Call center experience preferred

Benefits:

  • Medical insurance
  • Dental insurance
  • Vision insurance
  • 401(k)
  • PTO/paid sick leave
  • Employee stock purchase plan
  • Inclusive workplace culture
  • Equal opportunity employer