Collections Officer

Posted 8hrs ago

Employment Information

Education
Salary
Experience
Job Type

Report this job

Job expired or something wrong with this job?

Job Description

Collections Officer helping CPM Federal Credit Union members resolve delinquent accounts. Providing payment counseling, compliant collection actions, and accurate recovery documentation.

Responsibilities:

  • Contact members regarding delinquent accounts and find suitable resolutions
  • Discuss financial arrangements, potential legal actions, and viable payment plans
  • Provide financial counseling
  • Apply collection techniques including due date extensions, consolidations, and repossessions while maintaining legal compliance
  • Use skip tracing to locate individuals associated with delinquent accounts
  • Recommend accounts for repossession and foreclosure and ensure timely collateral recovery
  • Prepare documentation for small claims court complaints and post-judgment actions
  • Analyze delinquency reports and maintain accurate collection records
  • Collaborate with team members and other departments on collections strategies
  • Deliver exceptional, efficient, member-focused service and help members regain financial stability

Requirements:

  • Previous collections experience in a financial institution is beneficial
  • Knowledge of collection procedures, laws, and regulations
  • Understanding of Credit Union loan products, policies, and default clauses
  • Familiarity with deposits, account ownership, and insurance
  • Basic understanding of U.S. Bankruptcy Code and Small Claims Court system
  • Strong communication and interpersonal skills for professional relationships
  • Teamwork and collaboration abilities
  • Detail-oriented approach for accurate documentation and record-keeping
  • Confidentiality and integrity in handling sensitive information
  • Must be flexible to work evenings and weekends as per department needs
  • High school diploma or equivalent
  • Must be available Monday–Thursday 8 am–5 pm and Fridays 8 am–6 pm
  • Eligible to work remotely from AL, FL, GA, KS, MI, NC, OK, SC, TN, TX, or VA

Benefits:

  • 401(k) match
  • Educational assistance
  • Ongoing professional development
  • Wellness programs
  • Employee discounts
  • Career Progression Program
  • Remote work from an eligible state
  • Employee-centric workplace recognized as a “Best Place to Work” for 2026