Senior Software Engineer, Insurance
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Job Description
Senior Software Engineer responsible for developing and maintaining Porch's insurance technology platform. Focusing on AI-assisted solutions to enhance underwriting and operational efficiency.
Responsibilities:
- Use agentic AI coding tools as your primary development methodology for the platform build, not as an experimental side channel.
- Work within the team’s agent configuration patterns, custom skills, and CI/CD integration — and help improve them as you find rough edges.
- Make sure the code you ship with AI assistance meets our standards: a green CI pipeline, passing evaluations, and clean pre-commit hooks are non-negotiable.
- Apply good spec-driven, context-management practices that separate productive AI-assisted work from churn, and share what works with your teammates.
- Build agentic capabilities into the platform — agent-assisted configuration, AI-driven underwriting decisioning, document understanding for declarations and endorsements, and conversational interfaces for the operations team.
- Contribute to the RAG pipelines, retrieval, and tool-use patterns that ground LLM behavior in regulated insurance content (rate manuals, underwriting guidelines, state-specific rules).
- Implement the integration patterns (MCP, function calling, structured outputs) that expose platform capabilities to internal agents and external partners.
- Add observability, evaluation, and cost instrumentation to the AI features you own so their behavior is measurable, debuggable, and bounded.
- Follow the responsible-AI guardrails that keep agent-influenced decisions auditable and aligned with insurance regulatory requirements.
- Design and build core PAS services in your area — quoting, rating, binding, issuance, endorsements, renewals, cancellations, and reinstatements — making well-reasoned design decisions and tradeoffs as you go.
- Contribute to the rating engine, product configuration layer, and rules framework that let business teams launch new states and products without engineering bottlenecks.
- Implement data models for policy lifecycle, exposure management, and regulatory compliance, with guidance from senior engineers on the broader architecture.
- Build within the platform’s event-driven patterns and integration architecture for the carrier, vendor, and partner systems the platform speaks to.
- Build migration tooling: automated data extraction, transformation, validation, and reconciliation pipelines.
- Help keep existing vendor platforms stable while we build the replacement — you’ll context-switch between “keep the lights on” and “build the future” without dropping either.
- Partner with Product and Insurance SMEs to refine requirements and turn domain needs into working software.
- Participate in design reviews, and support teammates through constructive code reviews and ad-hoc technical advice.
- Lead by example — strong ownership, accountability, and a high quality bar — and help other engineers grow their skills.
- Stay hands-on. This is a build role: you write production code every week.
Requirements:
- 5+ years of professional software engineering experience building and operating backend services in production.
- Demonstrated ability to lead at least one project from conception to production, breaking work into reasonably sized, well-tested releases.
- Production-grade engineering depth in Python, Java, or a comparable backend language; comfortable across the stack from data model to API to deployment.
- Solid systems design fundamentals: distributed systems, event-driven architecture, API-first design, and data modeling for transactional workloads.
- Hands-on experience building LLM-integrated features — RAG, tool use, or agent workflows — running in real software, not just prototypes.
- Working familiarity with agentic AI coding tools as part of your day-to-day development, with a point of view on what makes AI-assisted work reliable.
- Requires minimal direction to deliver in your area, and comfortable working in unfamiliar parts of the codebase with guidance.
- US-based; able to work core business hours.
Benefits:
- Health insurance (three Medical plan options)
- Dental plan options (two)
- Vision plan
- Critical Illness, Hospital Indemnity and Accident plans (voluntary)
- Partially employer funded Health Savings Account
- Employee Flexible Savings Accounts (healthcare, dependent care, transportation)
- Company paid Basic Life and AD&D
- Short and Long-Term Disability benefits
- Voluntary Life and AD&D plans
- Traditional and Roth 401(k) plans (with discretionary employer match)
- Supportlinc (employer paid wellbeing program)
- LifeBalance (year-round discounts)
- Flexible paid vacation
- Company-paid holidays (typically nine per year)
- Paid sick time
- Paid parental leave
- Identity theft program
- Travel assistance
- Fitness and other discounts programs
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