Senior Business Analyst – Operations

Posted 5hrs ago

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Job Description

Senior Business Analyst leading covenant monitoring, forecasting, and funding analytics at Addi, a fintech transforming payments, banking, and commerce in Latin America.

Responsibilities:

  • Lead Addi’s Capital Markets Analytics & Reporting function
  • Own covenant monitoring, debt and cash forecasting, and pre-launch funding viability assessments for new products and credit facilities
  • Establish automated verification protocols for servicing reports and covenant compliance across active debt facilities
  • Redesign and refine rolling cash flow and dynamic borrowing base models
  • Establish pre-launch funding viability assessments with New Money and Product teams
  • Hire, onboard, and mentor 2 Senior Business Analysts
  • Drive analytical alignment across Finance, Risk, Legal, and lenders for new credit facilities
  • Embed AI-driven automation into covenant monitoring and forecasting workflows
  • Direct senior analysts in building and deploying automated monitoring/reporting agents
  • Communicate facility performance, risks, and complex financial concepts to executives and institutional lenders
  • Maintain independent risk oversight and accuracy across recurring compliance processes

Requirements:

  • Proven track record of driving capital markets and structured finance analytics (MUST HAVE)
  • Deep expertise in borrowing base mechanics, debt facility structuring, and complex covenant frameworks across warehouse and structured debt facilities in asset-heavy fintech or banking environments
  • Experience analyzing complex, loan-level financial data to identify trends, mitigate covenant exposure, and drive strategic capital allocation decisions
  • Knowledge of accounting practices and regulatory constraints in high-growth credit ecosystems
  • Advanced SQL and large-scale data analysis skills (MUST HAVE)
  • Experience writing and auditing complex SQL queries against massive loan-level datasets using Snowflake/Databricks
  • Advanced Excel/Sheets financial modeling skills
  • Ability to translate multi-table database extracts into executive-ready financial models and analytical reports
  • AI/LLM-driven automation experience and risk oversight (MUST HAVE)
  • Ability to direct analysts in building and deploying automated monitoring/reporting agents with human-in-the-loop review protocols
  • Ability to validate AI-generated outputs before external lender or senior leadership distribution
  • Track record of recruiting, mentoring, and retaining business analysts; experience with 2+ direct reports (PREFERRED)
  • Strong stakeholder management and executive communication skills
  • Full professional English proficiency
  • Detail-oriented ownership and an independent control perspective over execution teams

Benefits:

  • Competitive compensation
  • Equity in the company
  • Benefits that go beyond the basics to support your growth
  • Work on a mission impacting financial access and inclusion
  • Opportunity to influence technology, strategy, culture, and values
  • High-impact growth opportunity in a rapidly scaling fintech
  • Collaboration with a world-class team
  • AI-assisted interview recording/transcription with the option to opt out without impact on candidacy