Community Mortgage Loan Officer

Posted 2hrs ago

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Job Description

Community Mortgage Loan Officer developing and maintaining networks for mortgage lending opportunities targeting low-income homebuyers. Collaborating with community organizations and Realtors in delivering mortgage solutions.

Responsibilities:

  • Identify, develop and maintain a quality network of community-based organizations, Realtors, and local state/government agencies for mortgage lending opportunities
  • Take residential mortgage loan applications and communicate underwriting decisions
  • Increase mortgage loan volume focusing on multiple customer segments
  • Research organizations within assigned geographic area providing services to low and moderate-income persons
  • Establish relationships with nonprofit organizations, realtors, state and local housing offices
  • Represent the bank in community-based meetings and initiatives
  • Explain variety of mortgage products and services available
  • Guide customers through the mortgage application process
  • Communicates regularly with customers to ensure application process proceeds as planned

Requirements:

  • Bachelor’s degree or progressive work experience in addition to experience below
  • 3+ years related experience required
  • Growing network of outside contacts to generate quality referral business
  • Self-directed, ability to plan own activities to achieve sales goals
  • Excellent time management skills
  • PC skills, including knowledge of mortgage origination and automated underwriting systems
  • Established network of community-based organizations, municipalities and agencies whose primary focus is affordable housing and first-time home buyer education
  • Demonstrated sales ability
  • In-depth knowledge of mortgage industry, products, lending practices and regulatory guidelines
  • Minimum target annual loan originations of 48 LMI/multicultural units

Benefits:

  • Growth opportunities
  • Skill development
  • Health and well-being benefits
  • Savings and retirement programs
  • Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
  • Banking benefits and discounts
  • Career development
  • Reward and recognition opportunities