Community Mortgage Loan Officer
Posted 2hrs ago
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Job Description
Community Mortgage Loan Officer managing a network of referrals and mortgage applications for affordable housing. Working with multicultural and low-income homebuyers while representing the bank in local initiatives.
Responsibilities:
- Identifies, develops and maintains a quality network of community-based organizations, Realtors, and local state/government agencies
- Takes residential mortgage loan applications and communicates underwriting decisions
- Increases mortgage loan volume, focusing on CRA, low-and moderate-income, and multicultural borrowers
- Researches organizations and agencies within assigned geographic area
- Establishes relationships with nonprofit organizations, realtors, and housing offices to generate referrals
- Represents the bank in community-based meetings and initiatives
- Explains variety of mortgage products and services available
- Guides customers through the mortgage application process
- Communicates regularly with customers, underwriters, and others to ensure application process proceeds as planned
- Sells and originates residential mortgage loans according to established policies
Requirements:
- Bachelor’s degree or progressive work experience in addition to experience below
- 3+ years related experience required
- Self-directed, ability to plan own activities to achieve sales goals
- Excellent time management skills
- PC skills, including knowledge of mortgage origination and automated underwriting systems
- Employee must maintain an active registration status with NMLS (Nationwide Mortgage Licensing System and Registry)
- Established network of community-based organizations, municipalities and agencies whose primary focus is affordable housing and first time home buyer education
- Demonstrated sales ability
- In-depth knowledge of mortgage industry, products, lending practices and regulatory guidelines
- Minimum target annual loan originations of 48 LMI/multicultural units
Benefits:
- Health and well-being benefits
- Savings and retirement programs
- Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
- Banking benefits and discounts
- Career development
- Reward and recognition


















