Field Collections Officer
Posted 6ds ago
Employment Information
Report this job
Job expired or something wrong with this job?
Job Description
Field Collections Officer managing energy-utility customer portfolios, repayments, restructuring, and repossessions. Conducting follow-ups, technical support, and recovery activities to maintain portfolio health.
Responsibilities:
- Manage and maintain an assigned customer portfolio, ensuring timely repayments and minimal delinquency.
- Conduct regular visits and follow-ups with customers holding overdue accounts.
- Negotiate and agree on repayment plans with defaulting customers, ensuring commitments are documented and tracked.
- Initiate loan restructuring processes to align with customer repayment capacity.
- Identify new customers and facilitate change of ownership where necessary.
- Provide basic technical support to customers, including troubleshooting product issues and escalating unresolved cases to the Technical/Service team.
- Maintain accurate and updated records of customer interactions, repayment status, and follow-up actions.
- Educate customers on repayment obligations, product usage, and available support options.
- Initiate and repossess company products as a last resort for customers unwilling to repay loans, in line with policy.
- Identify and escalate high-risk or fraudulent cases to the Collections Supervisor.
- Liaise with Sales, Customer Care, and Credit teams to resolve customer concerns that may affect repayment.
- Monitor repayment trends within the assigned portfolio and provide insights on portfolio quality.
- Achieve monthly collections and recovery targets as set by management.
- Track KPIs including winbacks, winback percentage, tokens per winback, and cash collections (LCY).
Requirements:
- Diploma or Degree in Business, Finance, Accounting, Banking, or related field.
- Minimum of 1–2 years’ experience in collections, credit management, microfinance, or field operations.
- Strong negotiation and conflict resolution skills.
- Ability to work independently and meet deadlines under pressure.
- Knowledge of the local language(s) and communities within the assigned territory.
- Basic computer literacy (MS Office, mobile apps, data entry systems).
- Technical aptitude and ability to troubleshoot basic product issues.
- A valid driver’s license or motorbike riding permit will be an added advantage.
Benefits:
- Commission based role.




















