Loan Workout Relationship Manager IV
Posted 18ds ago
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Job Description
Manages a loan portfolio including SBA and government guaranteed loans. Reviews documentation and implements strategies for problem loans to maximize recovery while adhering to compliance regulations.
Responsibilities:
- Manage a loan portfolio including SBA loans and/or other government guaranteed loans with moderate complexity and potential for adversarial litigation.
- Review and analyze loan documentation, financial statements and other similar loan and borrower information to assess risk, quantify repayment capacity, consider the adequacy of repayment sources and/or estimate recovery potential.
- Develop, recommend and implement workout/liquidation strategies for problem loans including past due, underperforming, non-performing, and charged-off loans to mitigate risk and maximize recovery.
- Adhere to department and corporate guidelines, policies and compliance procedures.
- Maintain constructive interaction with regulators.
- Work with other professionals such as appraisers, environmental consultants, auctioneers, real estate brokers and property managers to maximize return on collateral secured loans.
- Support departmental continuous improvement efforts.
- Periodically travel to meet with clients or view collateral.
- Participate in community service activities.
- Participate in the Quarterly Asset Quality Review process and produce timely documentation as required.
- Work with bank counsel in a cost-effective manner to achieve desired results.
Requirements:
- High School Diploma or equivalent.
- Four to five years of related experience.
- Financial statement analysis experience, four to five years.
- Excellent oral and written communication skills.
- Proven skills in assessing credit risk.
- Strong negotiation and interpersonal skills.
Benefits:
- Health insurance
- 401(k) matching
- Flexible work hours
- Paid time off
- Remote work options



















