Associate, Credit Card Growth

Posted 50ds ago

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Job Description

Associate role focusing on credit card growth strategies and risk management. Engage with data and collaborate across teams to optimize lending performances at Wealthsimple.

Responsibilities:

  • Support the development of strategies to manage risk and optimize performance across Wealthsimple’s credit card products, and other retail lending domains.
  • Evaluate the performance of lending portfolios, and the performance of your campaigns, lending strategies and experiments.
  • Recommend strategy enhancements to improve marginal profitability and mitigate emerging risks.
  • Execute and analyze retail lending campaigns that drive revenue by changing approvals, line management, pricing, credit limits, recovery rates.
  • Work across many teams to support road maps, and implement your strategies that drive immediate impact.

Requirements:

  • Has strong data skills: dashboards, reporting, visualization, data manipulation.
  • Experience using SQL to conduct quantitative analysis, and synthesizing results into actionable proposals.
  • Can develop and communicate stories to both technical and non-technical stakeholders.
  • Is intellectually curious, passionate about their work, and wants to have ownership over their projects.
  • Has 1-2 years experience in a retail lending domain such as credit risk, credit modeling, credit lifecycle management, collections, credit policy implementation, profitability analysis. Co-op experience accepted.
  • Experienced with statistical/quantitative analysis: experimental design, champion/challenger (or A/B) testing, model accuracy validation, constrained optimization, decision trees, discounted cash flows, financial modeling.
  • Has technical experience in: SQL, Python, GitHub.
  • Airflow, AWS redshift, dbt are nice-to-have

Benefits:

  • Top-tier health benefits and life insurance
  • Long-term group savings with employer match using our Wealthsimple for Business platform
  • 20 vacation days + 4 wellness days per year, and unlimited sick and mental health days
  • 90 days away program: Employees can work outside of Canada for up to 90 days per calendar year
  • A wide variety of peer and company-led Employee Resources Groups (e.g., Rainbow, Women of Wealthsimple, Black @ WS)