Mortgage Loan Officer
Employment Information
Report this job
Job expired or something wrong with this job?
Job Description
Mortgage Loan Officer managing inbound residential mortgage applications for Connexus Credit Union. Underwriting loans, guiding members, and coordinating closings from inquiry through completion.
Responsibilities:
- Respond to inbound mortgage inquiries through phone, email, online banking, digital channels, referrals, and other approved sources
- Interview members and prospective borrowers to understand financing needs, financial circumstances, goals, and timing
- Educate members on mortgage products, terms, rates, requirements, repayment options, and costs
- Recommend appropriate mortgage solutions based on member needs, financial profile, loan purpose, and lending programs
- Initiate and manage mortgage applications from initial inquiry through closing
- Obtain, review, and analyze borrower information and documentation
- Underwrite, approve, recommend, or decline mortgage applications within lending authority and guidelines
- Coordinate complex, high-value, or high-risk mortgage loans with internal partners
- Maintain ownership of member relationships and provide timely status updates
- Manage follow-up activities on assigned inbound mortgage opportunities
- Collaborate with processors, credit analysts, underwriting, closing, lending support, and external transaction partners
- Ensure disclosures, closing documents, HMDA information, and other loan documentation are accurate and timely
- Assess and execute pricing and sale of residential mortgage loans in accordance with policies and secondary-market requirements
- Maintain a file quality target of 97% or greater
- Identify cross-selling and referral opportunities for additional Credit Union products and services
- Stay current on mortgage products, underwriting guidelines, regulations, and secondary-market requirements
- Meet goals related to mortgage production, loan quality, member experience, response times, efficiency, and fee income
- Comply with applicable federal and state laws, regulations, Credit Union policies, and lending procedures
Requirements:
- Associate degree in business, finance, banking, or a related field, or equivalent combination of education and relevant experience is Required
- Minimum of 1 year of current mortgage lending experience within a financial institution is Required
- An active NMLS Mortgage Loan Originator Identifier is Required
- Demonstrated knowledge of residential mortgage lending products, underwriting principles, documentation requirements, and applicable regulations
- Strong analytical, organizational, and problem-solving skills
- Ability to manage multiple mortgage applications and priorities while maintaining accuracy and established service-level expectations
- Proficiency with Microsoft Office applications, including Word and Excel, and the ability to learn and effectively use mortgage loan origination and other Credit Union systems
- Demonstrated commitment to providing an exceptional member experience
- Monday–Friday availability, 8am–5pm CST
Benefits:
- 20 days of paid time off and 10 paid holidays
- 16 hours of paid Volunteer Time Off
- 401K Retirement with up to 6% employer match
- Excellent Health, Dental, Vision insurance, including multiple plan options
- Health Savings Account with generous employer contributions
- Employer paid Life insurance, Short-Term and Long-Term Disability
- Tuition Reimbursement from $4,000 - $7,000 per calendar year
- Robust Learning and Development program that includes an annual professional development stipend
Similar Jobs
Mortgage Loan Officer
Mortgage Loan Officer originating residential real estate loans for Peoples Bank. Building referral relationships and educating prospective homeowners across Chicagoland and Northwest Indiana.
Mortgage Loan Officer, Tidewater Market
Mortgage Loan Officer selling mortgage solutions and managing loan origination for Atlantic Union Bank. Developing Realtor, builder, and referral partnerships in Virginia’s Tidewater Market.
Mortgage Loan Officer – VA, MD, NC
Mortgage Loan Officer selling mortgage products and managing loan origination for Atlantic Union Bank. Building referral partnerships across Virginia, Maryland, and North Carolina.
Mortgage Loan Officer, Tidewater Market
Mortgage Loan Officer selling mortgage products and developing referral partnerships for Atlantic Union Bank. Remote role serving Virginia’s Tidewater Market.
Mortgage Loan Officer, VA, MD, NC
Mortgage Loan Officer selling mortgage solutions and managing loan origination for Atlantic Union Bank. Developing referral partnerships and new mortgage business opportunities remotely.
Mortgage Loan Officer – Purchase Referral
Mortgage Loan Officer originating residential purchase mortgages for United Trust Bank. Building referral networks and guiding homebuyers from pre-approval through closing.
Mortgage Loan Officer
Mortgage Loan Officer at TD selling and originating residential mortgage loans. Guiding customers through the mortgage application process while meeting sales goals.
Mortgage Loan Officer
Mortgage Loan Officer responsible for selling and originating residential mortgage loans in the US. Engaging with customers, guiding them through the mortgage application process and ensuring accurate documentation.
Senior Mortgage Loan Officer
Senior Mortgage Loan Officer for Pinnacle Mortgage responsible for managing mortgage solutions and building strong relationships with clients and partners. Consultant for borrowers throughout the mortgage process with dedicated in-house support.
Senior Mortgage Loan Officer
Senior Mortgage Loan Officer at Pinnacle Mortgage Corp. managing client relationships and loan processes in the Detroit market. Collaborate with partners to deliver exceptional mortgage solutions.
Licensed Mortgage Loan Officer
Licensed Mortgage Loan Officer at AmeriSave Mortgage Corp. Engaging with motivated borrowers to provide loan options and close transactions in a fully remote setting.
Licensed Mortgage Loan Officer
Licensed Mortgage Loan Officer engaging with homebuyers and refinancers. Utilizing advanced technology to qualify and close loans quickly with AmeriSave's top-tier support.
Mortgage Purchase Loan Officer
Mortgage Purchase Loan Officer guiding borrowers in selecting optimal loan products and pricing options. Establishing relationships and delivering excellent customer service in a remote environment.
Junior Reverse Mortgage Loan Officer
Join Atlantic Coast Mortgage as a Junior Reverse Mortgage Loan Officer, developing expertise in reverse mortgage lending with mentorship and support.
Mortgage Loan Officer
Mortgage Loan Officer responsible for originating first mortgage and equity loans at VyStar Credit Union. Providing quality service and ensuring compliance with mortgage lending policies and procedures.
Mortgage Loan Officer
Mortgage Loan Officer at TAG Lending Group utilizing AI technology to close loans efficiently. Supporting clients with various loan types and offering dedicated operations and marketing assistance.
Mortgage Loan Officer
Mortgage Loan Officer role at Homeward offering support to homebuyers and agents. Responsible for managing a pipeline and delivering a world-class mortgage experience.
No more related jobs available.