Manager, Capital Markets

Posted 7hrs ago

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Job Description

Capital markets manager executing whole-loan, warehouse, and securitization transactions. Supporting Figure Lending’s blockchain-native marketplace through trade strategy, reporting, and liquidity planning.

Responsibilities:

  • Build short- and long-term RTL and DSCR trade plans with pricing and origination teams, aligning takeout and capacity with projected fundings, liquidity needs, allocations, and counterparty terms
  • Manage warehouse facilities day-to-day, including line activity, sales, and repurchases, and track eligibility criteria, concentration limits, advance rates, loan aging, and margin calls
  • Support the Director on warehouse facility renewals and amendments
  • Analyze execution across buyers by comparing bids and reviewing post-trade P&L, and recommend loan allocations based on price, speed, and terms
  • Monitor the funded and in-process pipeline against takeout commitments and identify the best takeout for each loan across potential buyers
  • Lead trade strategy and loan allocations, optimizing warehouse facility usage and trade channels for best execution
  • Lead transaction execution from investor onboarding and loan pool diligence through collateral and credit exception resolution, settlement, and transaction confirms
  • Review the team’s work for accuracy and timeliness
  • Serve as escalation point for diligence findings and exceptions with investors, due diligence vendors, and internal credit teams
  • Build working knowledge of sale and financing contracts, including MLPAs and warehouse agreements, to guide execution
  • Produce accurate loan tapes for investors, warehouse lenders, and trustees
  • Deliver portfolio and pipeline reporting for liquidity, capacity, and capital planning
  • Own monthly reporting under warehouse, trade, and securitization agreements, including counterparty and trustee reporting
  • Reconcile data across internal systems, servicers, and counterparties, resolving discrepancies at the source
  • Partner with Technology and Product to improve capital markets data and reporting tools and automate manual processes

Requirements:

  • Bachelor’s degree, preferably in finance, accounting, economics, or real estate
  • 4+ years of relevant experience in capital markets, structured finance, corporate finance, or mortgage banking
  • Experience with whole loan trades, warehouse lines, or securitizations (strongly preferred)
  • Mortgage or real estate industry experience (preferred, not required)
  • Strong analytical and critical thinking skills, with excellent written and verbal communication
  • Proven ability to meet deadlines in a fast-paced environment
  • Ability to work independently and as part of a team; experience mentoring or leading junior team members is a plus
  • A get-things-done mentality: a self-starter who identifies, overcomes, and works around obstacles to get to the finish line
  • Proficiency in Excel and PowerPoint; SQL and Tableau experience (preferred)
  • Adhere to all company security policies and data handling procedures
  • Complete mandatory security awareness training within required timeframes
  • Promptly report any suspected security incidents or suspicious activity to the Security team
  • Must verify identity and eligibility to work in the United States
  • Figure will not sponsor work visas for this position

Benefits:

  • 25% annual bonus target, paid quarterly
  • Company equity in the form of RSUs
  • Comprehensive medical, dental, and vision coverage, with 100% employer-paid premiums for employees and their dependents on select plans
  • Company HSA, FSA, Dependent Care FSA, 401(k), and commuter benefits
  • Employer-paid life and disability insurance
  • 11 observed holidays and PTO plan
  • Up to 12 weeks of paid family leave
  • Continuing education reimbursement