Mortgage Loan Officer
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Job Description
Mortgage Loan Officer responsible for selling and originating residential mortgage loans in the US. Engaging with customers, guiding them through the mortgage application process and ensuring accurate documentation.
Responsibilities:
- Sells and originates residential mortgage loans to sales goals
- Takes residential mortgage loan applications and offers or negotiates terms of residential mortgage loans
- Meets with Prospects identified directly as well as referred by realtors, developers, attorneys and other external and internal referral sources
- Explains variety of mortgage products and services available and offers recommendations based on evaluation of individual prospect needs
- Guides Customers through the mortgage application process
- Ensures applications are completed accurately and contain required information and supporting documentation
- Manages Customers expectations regarding processing times and closing dates
- Generates referrals for mortgage sales opportunities and sales of other Company business line products
- Communicates loan decisions directly to Customers and explains any additional information needed
- Develops knowledge of current industry practices and trends by learning from more experienced sales personnel
Requirements:
- Bachelor's degree or progressive work experience
- 2+ Years of mortgage origination experience
- Proven Sales ability
- Developing knowledge of mortgage industry, products, lending practices and regulatory guidelines
- Maintains the highest level of sales ability and negotiation skills
- Self-directed, ability to plan own activities to achieve sales goals
- Strong time management skills
- Excellent communication skills, both verbal and written
- PC skills, including ability to learn mortgage origination and automated underwriting systems
Benefits:
- Health insurance
- 401(k) matching
- Flexible work hours
- Paid time off
- Remote work options
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