Mortgage Loan Officer – Purchase Referral
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Job Description
Mortgage Loan Officer originating residential purchase mortgages for United Trust Bank. Building referral networks and guiding homebuyers from pre-approval through closing.
Responsibilities:
- Originate residential purchase mortgage loans
- Build and maintain relationships with referral partners and centers of influence
- Educate borrowers on mortgage products and financing options
- Pre-qualify and pre-approve prospective homebuyers
- Guide borrowers through the mortgage process from application to closing
- Collaborate with processors, underwriters, and closing teams to ensure a smooth customer experience
- Manage and maintain a healthy loan pipeline
- Deliver exceptional customer service and communication throughout the loan process
- Stay current on mortgage products, market trends, and lending regulations
Requirements:
- Active NMLS License required
- 4+ years of mortgage loan origination experience required
- Strong understanding of Conventional, FHA, VA, USDA, and Portfolio loan products
- Proven ability to develop and maintain referral relationships
- Excellent sales, communication, and customer service skills
- Self-motivated with strong organizational and time-management abilities
- Experience with mortgage origination systems and CRM platforms preferred
- Candidates must reside in Ohio, Illinois, Florida, PA, or Georgia
Benefits:
- Competitive base salary plus commission opportunities
- Leads and referral opportunities provided
- Comprehensive benefits package including Medical, Dental, Vision, Life, and Disability Insurance
- 401(k) with Company Match
- Paid Time Off and Paid Holidays
- Supportive leadership and operations team
- Growth opportunities within a growing community bank and mortgage platform
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